The cash-pay market is exploding — and plans are flying blind.
With manufacturer coupons, discount cards, and cash-price pharmacies on the rise, more members are stepping outside their pharmacy benefit to save. But that leaves plans without visibility, insight, or control.
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​Most pharmacy ecosystems can’t track cash-pay claims, ensure clinically sound substitutions or evaluate how those choices affect member safety, adherence, and total plan costs.
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Members seek savings outside the benefit — and plans lose visibility
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PBMs don’t report on cash-pay utilization
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GLP-1 demand and high-cost specialty meds accelerate the shift
Closed-loop reporting that
no other navigator delivers.
Scripta integrates directly with leading cash-pay partners to track fulfillment, utilization, and savings—finally giving plans full transparency into what’s happening outside the benefit. Members get clear guidance at the point of decision, while plans get complete insight in QBR reporting.
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End-to-end visibility into cash-pay fills, pricing, and savings
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Integrated into QBRs, dashboards, and Rx Monitor™ for full transparency
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Enhances both member experience and plan savings
Clinically guided cash-pay options that multiply savings.
Most cash-pay solutions can only compare prices for the exact drug a member is already taking. Scripta goes further. Powered by our Med Mapper™, Scripta’s Rx Navigator evaluates every clinically sound alternative—not just Drug A at different pharmacies, but Drug A → Drug B, where using a coupon or paying cash for a lower-cost therapeutic equivalent may deliver exponential savings for both the member and the plan.
Most Cash-Pay Solutions
Drug A
Drug A
some savings
Scripta's Rx Navigator
Drug A
Drug B
​up to 10x in savings
With Scripta, cash-pay becomes more powerful:
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Alternative-driven savings: Med Mapper™ expands choices beyond simple price-shopping to reveal clinically sound, lower-cost alternatives
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Guided decision support: Members compare pharmacies, coupons, cash-pay prices, and therapeutic equivalents in one experience
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Better affordability + better adherence: When medications are affordable, members stay on therapy—and outcomes improve.
Mark Cuban Cost Plus Drugs
Scripta surfaces Cost Plus Drugs options when they offer meaningful savings—displaying cash prices alongside insurance pricing so members can compare and choose confidently.
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Shows transparent, side-by-side cash vs. insurance pricing
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Guides members through Cost Plus Drugs fulfillment of lower-cost options
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Returns utilization and savings data back to the plan for closed-loop insight
“You guys at Scripta are trying to do the same thing: make sure that there's transparency in [plan sponsors’] information, which is why it's a great partnership.”
- Mark Cuban, Co-founder, Cost Plus Drugs
RxSaveCard
For plans that want to subsidize select medications, the RxSaveCard prepaid card unlocks discounted pricing at 65,000+ pharmacies–including Cost Plus Drugs for generics and Lilly Direct for GLP-1s. Scripta automatically displays the card when it delivers the best savings.
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Enables employer-funded low or no-cost fills for key medications
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Automatically appears as a “pharmacy” option inside Scripta’s workflow
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Provides full utilization reporting for both member and plan savings
“With Scripta's best-in-class Rx Navigation support, members will be guided to savings opportunities available to them using their RxSaveCard, ensuring they get the right med at the best price.”
- Chris Crawford, co-founder and CEO, RxSaveCard
Precision Coupons
Scripta integrates manufacturer and retail coupons right into the member experience. We compare coupon pricing alongside cash and insurance options, and let members know exactly when a coupon won’t count toward their deductible. They get the right coupon for the right med at the right pharmacy, tailored down to their zip code.
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Identifies coupon opportunities for current and alternative medications
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Displays coupon pricing at 35,000+ pharmacies
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Provides plan-level reporting on coupon use and savings impact
Save up to 80% at 35,000+ pharmacies
As seen in
Make cash-pay savings simple for members, clear for your plan.